Friday, January 30, 2015

Success story of CBS implementation in State Bank of India

 SBI had undertaken a massive computerization effort in the 1990s to automate all of its branches, implementing a highly customized version of Kindle Banking Systems' Bankmaster core banking system (now owned by Misys). However, because of the bank's historic use of local processing and the lack of reliable telecommunications in some areas, it deployed a distributed system with operations located at each branch.

Although the computerization improved the efficiency and accuracy of the branches, the local implementation restricted customers' use to their local branches and inhibited the introduction of new banking products and centralization of operations functions. The local implementation prevented the bank from easily gaining a single view of corporate accounts, and management lacked readily available information needed for decision making and strategic planning.

The advantages in products and efficiency of the private-sector banks became increasing evident in the late 1990s as SBI (and India's other public-sector banks) lost existing customers and could not attract the rapidly growing middle market in India. In fact, this technology-savvy market segment viewed the public-sector banks as technology laggards that could not meet their banking needs. As a result, the Indian government sought to have the public-sector banks modernize their core banking systems. In response to the competitive threats and entreaties from the government, SBI engaged KPMG Peat Marwick (KPMG) in 2000 to develop a technology strategy and a modernization road map for the bank.

In 2002, bank management approved the KPMG-recommended strategy for a new IT environment that included the implementation of a new centralized core banking system. This effort would encompass the largest 3,300 branches of the bank that were located in city and suburban areas.

The State Bank of India's objectives for its project to modernize core systems included:

• The delivery of new product capabilities to all customers, including those in rural areas

• The unification of processes across the bank to realize operational efficiencies and improve customer service

• Provision of a single customer view of all accounts

• The ability to merge the affiliate banks into SBI

• Support for all SBI existing products

• Reduced customer wait times in branches

• Reversal of the customer attrition trend

 Challenges for the Bank

        The bank faced several extraordinary challenges in implementing a centralized core processing system. These challenges included finding a new core system that could process approximately 75 million accounts daily — a number greater than any bank in the world was processing on a centralized basis. Moreover, the bank lacked experience in implementing centralized systems, and its large employee base took great pride in executing complex transactions on local in-branch systems. This practice led some people to doubt that the employees would effectively use the new system.

Another challenge was meeting SBI's unique product requirements that would require the bank to make extensive modifications to a new core banking system. The products include gold deposits (by weight), savings accounts with overdraft privileges, and an extraordinary number of passbook savings accounts.

 Initial SBI Core Systems Modernization Project

      The contract with TCS Group for the initial project was completed in May 2002; 3,300 branches were to be converted by mid-2007. The TCS group included Hewlett-Packard, Australia based Financial Network Services (FNS), and China Systems (for trade finance). TCS immediately began a six-month gap analysis effort to determine the required software changes to the BaNCS system. The changes included installing required interfaces with more than 50 other systems as well as making enhancements to support the bank's product requirements. These product requirements were separated by customer segment to allow the vendor and bank to begin conversions before all the needed modifications were implemented. They placed a priority on the needed changes that would allow branches with high-net-worth individuals and then corporate accounts to be converted as soon as possible. Before the first conversion in August 2003, TCS and HP created the data processing environment for SBI. The primary data center was established on the outskirts of Mumbai and a backup center was established approximately 1,000 miles to the east in Chennai. The centers were equipped with HP Superdome servers and XP storage systems in a failover configuration utilizing HP's UNIX operating platform.

 Initial Conversion Project

   The conversion effort began in August 2003, when SBI converted three pilot branches to the BaNCS System. The successful conversion and operation of the pilot branches was followed by the conversion of 350 retail branches with high-net-worth customers between August 2003 and September 2004. At this point, the bank intentionally halted the conversions to analyze and resolve reported problems. They analyzed, categorized, and prioritized these problems by type of resolution (e.g., software, procedural, training) and severity. TCS managed software revisions for the critical software changes while the branch personnel managed the needed training and procedural changes.

After the software and procedural changes were implemented, SBI converted an additional 800 branches between December 2004 and March 2005. Unlike in the previous conversions, this group of branches included predominantly commercially oriented offices. The conversion effort then refocused on retail branches until November 2005, when the bank paused again to resolve problems that came up during this second group of conversions. After the second round of changes, the system and processes were functioning smoothly, and management believed the branch conversion could be accelerated. An assembly line approach was then employed in April 2006 to speed the branch conversion process:

• Branch personnel were responsible for data scrubbing and cleaning of their customer information on the existing system.

• Branches were notified three months prior to their conversion date to begin "mock," or test, conversions using a specially created test version of the BaNCS system.

• Branches performed several test conversions to ensure the actual conversion went smoothly.

As the new core banking system was rolled out across the SBI branches nationwide, a special process was introduced in the nightly batch window to add the new branches. The process increased batch processing time approximately 20 minutes and typically included adding branches in groups of 50. This additional process, of course, was unnecessary upon completion of the rollout and has since been removed from the nightly batch window. TCS and local area branch managers oversaw the conversions, and the bank's circle (regional) heads formally reported the status to the chairman's office. By employing the assembly line approach for branch conversions, SBI was able to convert 1,200 branches in April and May 2006, completing the initial 3,300-branch conversion two months ahead of the original schedule. The milestones for the initial core systems implementation project are included in the SBI and affiliate banks core systems modernization time line in Exhibit 2.

 Affiliate Banks' Conversion

As the rollout plans for State Bank of India were being finalized, the bank decided to extend the scope of the core banking implementation to include its (then) eight affiliate banks. TCS created a separate processing environment within the Mumbai data center used to support SBI.

The conversion effort for each of the affiliate banks spanned 18 to 24 months; the first six months were used for planning, training, and establishing the processing environment for the banks. The branch conversions overlapped among the banks, allowing all the affiliate banks to be converted in

30 months. The project was begun in July 2003 for the State Bank of Patiala and in 2004 for the other affiliate banks. The entire affiliate bank branches were converted to the BaNCS system by the end of 2005

State Bank of India Full Branch Conversion

The success of the initial 3,300-branch conversion for SBI demonstrated that:

• TCS had the technical capabilities to support the bank's IT initiative and scale of operations.

• Bank personnel had the skills to adopt new processes and support the conversions.

• The Indian customer base would react to new technology by adopting new electronic services and demanding new, more sophisticated banking products.

• An assembly line approach could be used effectively to support large-scale branch conversions.

Given the success of the initial project and SBI's desire to offer new products to all of its customers, a new IT plan was created that would encompass all branches. TCS and the bank would have to demonstrate the capability to process 100 million accounts in a single processing environment. TCS and HP then conducted another scalability test in September 2006 to determine if the system could process SBI's entire base of 100 million accounts (excluding the affiliate banks, which use a separate processing environment) with sustained peak online throughput of 1,500 transactions per second. They conducted the test at HP Labs in Cupertino, California, using two 32 CPU HP 9000 Superdome application servers and two 32-processor Itanium Core HP Integrity servers for the database. The test achieved a sustained peak real-time transaction rate of more than 1,575 transactions per second, meeting the projected processing demands of SBI. Additionally, batch tests were run for both deposits and loan account processing. The month-end batch process for loans required 1 hour and 5 minutes, and deposit processing was completed in 2 hours and 27 minutes.

Based on the successful scalability test, SBI decided to convert the approximately 6,700 remaining

SBI branches to the BaNCS system. The conversion of the remaining branches began in June 2006, with the stated goal of completing the conversion by year-end 2008. Utilizing the assembly line conversion approach established in the initial phase, the bank converted 1,400 of these branches by March 2007.

Because the conversion methodology and BaNCS system were thoroughly proven and stable, the assembly line conversion approach allowed the bank to complete the conversion ahead of schedule. Between April 2007 and March 2008 (the bank's fiscal year end), SBI converted 4,600 branches to the new system. The remaining branches were converted between April and July 2008.

Critical Success Factors

Large-scale core systems implementations are typically the most costly and risky IT projects undertaken by banks. Failures of core systems projects are not uncommon at large banks and result in both financial impact and lost business opportunities. Further, failed projects lead other banks to delay needed core systems replacements because they measure the risk of failure against the potential benefits of a new system.

TowerGroup believes that several critical factors contributed to the success of the SBI core implementation effort:

• Senior management commitment. The project was driven by the chairman of SBI, who met every month with the information technology (IT) and the business sector heads. The chairman monitored the overall status and ensured that sufficient resources were allocated to the project. TCS senior managers were thoroughly committed to the project as well and periodically met with the SBI chairman to review the project status.

• Staffing and empowerment of project team. The core banking team consisted of the bank's managing director of IT acting as team head and 75 business and IT people selected by the bank. TCS also staffed the project with approximately 300 IT professionals trained on the BaNCS system. Importantly, the SBI business people were viewed not just as contributors to a key project but as future bank leaders. This team reported to the SBI chairman and was empowered with all decision-making authority.

• Ownership by business heads. The regional business line heads were responsible for the success of conversion of their respective branches and reported the status to the chairman.

Thus, the business heads' objectives were aligned with those of the project team.

• Focus on training. SBI used its network of 58 training centers across India to train employees on the new system. TCS personnel first educated approximately 100 SBI professional trainers, who then trained 100,000 SBI employees at the centers; the remaining employees trained at their respective job sites.

Benefits of New Core Systems Implementation

The new core system has resulted in benefits throughout the bank for both the customers and the employees of SBI. For example, the new core banking system has allowed the bank to redesign processes. It established 400 regional processing centers for all metro and urban branches that have assumed functions previously performed in the individual branches. The bank recently reported that business per employee increased by 250% over the last five years.

The bank has achieved its goal of offering its full range of products and services to its rural branches. It delivers economic growth to the rural areas and offers financial inclusion for all of

India's citizens. Implementation of the TCS BaNCS system has provided the bank with the ability to consolidate the affiliate banks into SBI. In fact, the bank recently completed the consolidation of State Bank of Saurashtra into SBI. The bank has reversed the trend of customer attrition and is now gaining new market share. Completion of the core conversion project has also allowed the bank to undertake several new initiatives to further improve service and support future growth. These initiatives include the deployment of more than 3,000 rural sales staff, redesign of over 2,200 branches in the last fiscal year, opening of more than 1,000 new branches, establishment of a call center, and an active plan to migrate customers to electronic delivery channels.

Source:  tcs.com & Post Bank of India Blog.

Tuesday, January 27, 2015

PLI Awards Ceremony at Chennai on 27.1.2015


Best wishes to the newly wedded couple - Sri. P. Vinothkumar, IP, Kallakurichi Sub Dn

Shri. P. Vinothkumar, (Inspector Posts, Kallakurichi Sub Dn & Ex. System Administrator Arni HO, TN Circle) Weds with S.Saranya on 26.01.2015 at Arni, Tiruvanamalai District – 632316

Hearty Congrats to the new couples.


image courtesy : sapost.

Wednesday, January 21, 2015

Launch of Sukanya Samruddhi Account’ by PM on 22nd Jan

Launch of Sukanya Samruddhi Account’ along with BBBP on Jan 22 by PM.

Tuesday, January 20, 2015, Chandigarh:
Prime Minister Narendra Modi will launch an ambitious project ‘Sukanya Samruddhi Account’ alongside ‘Beti Bachao-Beti Padhao’ scheme from Panipat on January 22.

The scheme will address the gender imbalance and discrimination by creating a positive environment in favour of the girl child.

An official spokesman for Haryana Government said today. As per the salient features of ‘Sukanya Samruddhi Account’ scheme of the Union Government, the account can be opened from the birth of the girl child till she attains the age of  10.

A girl child who has attained the age of 10 years, one year prior to notification will also be eligible. The account can be opened by an amount of Rs 1000 and in a financial year investment ceiling is Rs 1.5 lakh.

The investments floor in a financial year is Rs 1000.

The exemption on investments made under the scheme will also be eligible for exemption under 80C of Income Tax Act,  1961.

Similarly, issue of making interest income and withdrawal exempt from taxation can be done by Department of Revenue (DoR) through legislative amendments. The matter is under examination of DoR.

The interest rate will be 75 bps over 10 years’ g-sec rate. This will be notified by the government annually based on existing yields. For Current Financial Year, this works out to 9.1 per cent. For sake of simplicity manner of calculation of interest will be similar to Public Provident Fund (PPF).
Contextually, this is one of the highest rates of interest rate offered by government on small savings scheme. The child can close the account earliest at the age of 21 years with option of keeping the account till marriage the spokesman added.


Source : Day & Night News.

SUKANYA SAMRIDDHI ACCOUNT RULES, 2014

SUKANYA SAMRIDDHI ACCOUNT RULES, 2014

NOTIFICATION NO. GSR 863(E) [F.NO.2/3/2014.NS-II], DATED 2-12-2014

In exercise of the powers conferred by section 15 of the Government Savings Banks Act, 1873 (5 of 1873), the Central Government hereby makes the following rules, namely:—
Short title and commencement

1. (1) These rules may be called the Sukanya Samriddhi Account Rules, 2014.
(2) They shall come into force on the date of their publications in the Official Gazette.
Definitions

2. In these rules, unless the context otherwise require,—
(a)                         'account' means an account opened by a depositor in accordance with the provisions of these rules;
(b)                         'Act' means the Government Savings Banks Act, 1873 (5 of 1873) ;
(c)                          'deposit' means the money deposited by the depositor in an account under the rules;
(d)                         'Depositor' means an individual who - on behalf of a minor girl child of whom he or she is the guardian, deposits money in an account under the rules;
(e)                         'post office' means any post office in India doing savings bank work and authorised to open an account under these rules;
(f)                          'Bank' means any branch of a commercial bank authorised by the Central Government to open an account under these rules;
(g)                         'Year' means financial year i.e. 1st April to 31st March;
(h)                         'Interest rate' means the rate as may be declared by the Government on yearly basis to be applicable on accounts opened under these rules;
(i)                           Words and expressions used herein and not defined but defined in the Post Office Savings Bank General Rules, 1981 shall have the meanings respectively assigned to them in those rules.
Application of Post Office Savings Bank General Rules, 1981 and the Post Office Savings Account Rules, 1981

3. The provisions of the Post Office Savings Bank General Rules, 1981 and the Post Office Savings Account Rules, 1981 may be applied in relation to matters for which no provision has been made in these rules.

Opening of Account
4. (1) The account may be opened by the natural or legal guardian in the name of a girl child from the birth of the girl child till she attains the age of ten years and any girl child, who had attained the age of ten years, one year prior to the commencement of these rules, shall also be eligible for opening of the account under these rules.
(2) A depositor may open and operate only one account in the name of a girl child under these rules.
(3) Birth certificate of a girl child in whose name the account is opened shall be submitted by the guardian at the time of opening of the account in post office or bank along with other documents relating to identity and residence proof of the depositor.
(4) Natural or legal guardian of a girl child shall be allowed to open the account for two girl children only:
Provided that the natural or legal guardian of the girl child shall be allowed to open third account in the event of birth of twin girls as second birth or if the first birth itself results into three girl children, on production of a certificate to this effect from the competent medical authorities where the birth of such twin or triple girl children takes place.
Deposits

5. (1) The account may be opened with an initial deposit of one thousand rupees and thereafter any amount in multiple of one hundred rupees may be deposited subject to the condition that a minimum of one thousand rupees shall be deposited in a financial year but the total money deposited in an account on a single occasion or on multiple occasions shall not exceed one lakh fifty thousand rupees in a financial year.
(2) Deposits in an account may be made till completion of fourteen years, from the date of opening of the account.
(3) An irregular account where minimum amount as specified in sub-rule (1) has not been deposited may be regularised on payment of a penalty of fifty rupees per year along with the said minimum specified subscription for the year (s) of default any time till the account completes fourteen years.

Mode of Deposit
6. (1) The deposit in the account opened under these rules may be made—
(a)                         in cash; or
(b)                         by cheque or demand draft drawn in favour of the postmaster of the concerned post office or the Manager of the concerned bank where the account stands and an endorsement on the back of such instrument shall be made and signed by the depositor indicating name of the account holder and account number in which the deposit is to be credited.
(2) Where deposit is made by cheque or demand draft, the date of encashment of the cheque or demand draft shall be the date of credit to the account.
Interest on deposit

7. (1) Interest at the rate, to be notified by the Government, compounded yearly shall be credited to the account till the account completes fourteen years.
(2) In case of account holder opting for monthly interest, the same shall be calculated on the balance in the account on completed thousands, in the balance which shall be paid to the account holder and the remaining amount in fraction of thousand will continue to earn interest at the prevailing rate.
Operation of account

8. (1) The account shall be opened and operated by the natural or legal guardian of a girl child till the girl child in whose name the account has been opened, attains the age of ten years.
(2) On attaining age of ten years, the account holder that is the girl child may herself operate the account, however, deposit in the account may be made by the guardian or any other person or authority.

Premature closure of account
9. (1) In the event of death of the account holder, the account shall be closed immediately on production of death certificate issued by the competent authority, and the balance at the credit of the account shall be paid along with interest till the month preceding the month of premature closure of the account , to the guardian of the account holder.
(2) Where the Central Government is satisfied that operation or continuation of the account is causing undue hardship to the account holder, it may, by order, for reasons to be recorded in writing, allow pre-mature closure of the account only in cases of extreme compassionate grounds such as medical support in life-threatening diseases, death, etc.

Pass book
10. (1) On opening an account, the depositor shall be given a pass book bearing the date of birth of the girl child, date of opening of account, account number, name and address of the account holder and the amount deposited.
(2) The pass book shall be presented to the post office or bank, as the case may be, at the time of depositing money in the account and receiving payment of interest and also at the time of final closure of the account on maturity.
Transfer of account

11. The account may be transferred anywhere in India if the girl child in whose name the account stands shifts to a place other than the city or locality where the account stands.
Withdrawal

12. (1) To meet the financial requirements of the account holder for the purpose of higher education and marriage, withdrawal up to fifty per cent. of the balance at the credit, at the end of preceding financial year shall be allowed.
(2) The withdrawal referred to in sub-rule (1) shall be allowed only when the account holder girl child attains the age of eighteen years.
Closure on maturity

13. (1) The account shall mature on completion of twenty-one years from the date of opening of the account :
Provided that where the marriage of the account holder takes place before completion of such period of twenty-one years, the operation of the account shall not be permitted beyond the date of her marriage :
Provided further that where the account is closed under the first proviso, the account holder shall have to give an affidavit to the effect that she is not less than eighteen years of age as on the date of closing of account.
(2) On maturity, the balance including interest outstanding in the account shall be payable to the account holder on production of withdrawal slip along with the pass book.
(3) If the account is not closed in accordance with the provisions of sub-rule (1), interest as per the provisions of rule 7 shall be payable on the balance in the account till final closure of the account.

Power to relax

14. Where the Central Government is satisfied that the operation of any provision of these rules causes undue hardship to the account holder or account holders, it may, by order and for reasons to be recorded in writing, relax the requirements of that provision in a manner not inconsistent with the provisions of the Act.

< Click Here > to download Gazette Notification.

Sunday, January 18, 2015

Obituary

It is regret to inform that Shri.R.Ismail, ASP HQ, Vellore Dn expired today at Chennai where he was taking treatment for long.

May his soul rest in peace.

various orders reg GDS services

To download all orders << Pl Click Here >>


Willingness to AD, PTC, Mysore

Source : www.indiapost.gov.in

IPoS movements

Shri. Sayeed Rashid, IPoS 2003 on return from Deputation posted as DPS (Mails & BD), Navi Mumba, Maharashtra Circle against vacant post.

Dte Memo No. 2-2/2015-SPG dated. 16.1.2015

CCS (Conduct) Rules – Filing of annual Immovable Property Returns – Dopt Orders 2015


IMMEDIATE
F. No. 11013/3/2014-Estt.(A)
Government of India
Ministry of Personnel, Public Grievances & Pensions
Department of Personnel & Training
Establishment Division
North Block, New Delhi — 110001
Dated January 16 , 2015

OFFICE MEMORANDUM

Subject: Central Civil Services (Conduct) Rules, 1964 — Filing of annual Immovable Property Returns – regarding

The undersigned is directed to state that as per various notifications issued by this Department, relating to the Public Servants (Furnishing of Information and Annual Returns of Assets and Liabilities and the Limits for Exemption of Assets in Filing Returns) under the Lokpal and Lokayuktas Act, 2013, the public servant who has filed declaration, information and annual returns of property under the provision of the rules applicable to such public servant, should file the declaration, information and return indicating his/her assets and liabilities, as on 01.08.2014, to the competent authority on or before, 30.04.2015. The notifications are available on the Department’s website at http://persmin.gov.in/Lokpal HomePage From CCIS.asp.


2. The Central Civil Services (Conduct) Rules, 1964, are being amended to align them with the Lokpal and Lokayuktas Act, 2013. Presently, as per the Rule 18(1)(ii) of the Central Civil Services (Conduct) Rules, 1964, every Government servant belonging to any service or holding any post included in Group ‘A’ and Group ‘B’ is required to submit an annual return regarding the immovable property inherited/owned/ acquired/ held on lease or mortgage either in his own name or in the name of any family member or in the name of any other person.

3. It has, inter-alia, been clarified by this Department vide Office Memorandum No. 407/12/2014-AVD-IV(B) dated 13.01.2015 that the requirement of filing returns regarding assets and liabilities under the Lokpal Act is in addition to, and not in supersession of the requirement of filing similar returns under the existing Conduct Rules. In view of this, all Government Servants may be directed as follows:

(i) The annual Immovable Property Return, as on 31.12.2014, under the existing CCS(Conduct) Rules, 1964 is required to be filed on or before 31.01.2015;

(ii) The first return under the Lokpal Act (as on 01.08.2014) should be filed on or before 30.04.2015; and

(iii) The next annual return under the Lokpal Act, for the year ending 31.03.2015 should be filed on or before 31.07.2015.

4. It is, therefore, requested that all concerned may be suitably advised to file the Immovable Property Returns (IPRs) and the return under the Lokpal Act as per the dates indicated above, Further, in accordance with the instruction contained in this Department’s Office Memorandum No. 11013/3/2011-Estt.A dated 11.04.2011, IPRs (to be submitted by 31 st January of each year) shall be placed in public domain by 31 st March of that year. A compliance report in respect of the IPRs filed by Group ‘A’ Officers of the Central Civil Services, as on 31.01.2015, may please be furnished to this Department by 30.04.2015.

5. Similar action may kindly be taken by the authorities controlling services not covered by the Central Civil Services (Conduct) Rules, 1964.

6. Hindi version will follow.

sd/-
(J.A. Vaidyanathan)
Director (Establishment)


Source document from : www.persmin.gov.in

7th Pay Commission : Highlights of the demands of Central Government Employees to 7CPC

1. Pay scales are calculated on the basis of pay drawn pay in pay band + GP + 100% DA by employee as on 01-01-2014.

2. 7th CPC report should be implemented w.e.f. 01-01-2014.

3. Scrap New Pension Scheme and cover all employees under Old Pension and Family Pension Scheme.

4. JCM has proposed minimum wage for MTS (Skilled) Rs.26,000 p.m.

5. Ratio of minimum and maximum wage should be 1:8.

6. General formula for determination of pay scale based on minimum living wage demanded for MTS is pay in PB+GP x 3.7

7. Annual rate of increment @ 5% of the pay.

8. Fixation of pay on promotion = 2 increments and difference of pay between present and promotional posts (minimum Rs.3000).

9. The pay structure demanded is as under:-

Existing Proposed (in Rs.)
PB-1 GP Rs.1800 - 26,000

PB-1 GP Rs.1900  - 33,000
PB-1 GP Rs.2000  - 33,000

PB-1 GP Rs. 2400 - 46,000
PB-1 GP Rs.2800 - 46,000

PB-2 GP Rs.4200  - 56,000

PB-2 GP Rs.4600 - 74,000 
PB-2 GP Rs.4800 - 74,000

PB-2 GP Rs.5400  - 78,000

PB-3 GP 5400 - 88,000

PB-3 GP 6600 - 1,02,000

PB-3 GP 7600 - 1,20,000

PB-4 GP 8900 - 1,48,000

P4-4 GP 10000 - 1,62,000

HAG - 1,93,000

Apex Scale - 2,13,000

Cabinet Secretary - 2,40,000

10. Dearness Allowances on the basis of 12 monthly average of CPI, Payment on 1st Jan and 1st July every year.

11. Overtime Allowances on the basis of total Pay+DA+Full TA.

12 Liabilities of all Government dues of persons died in harness be waived.

13. Transfer Policy – Group `C and `D Staff should not be transferred. DoPT should issue clear cut guideline as per 5th CPC recommendation. Govt. should from a Transfer Policy in each department for transferring on mutual basis on promotion. Any order issued in violation of policy framed be cancelled by head of department on representation.

14. Transport Allowance –
X Class Cities Y Class Cities
Pay up to Rs.75,000 Rs.7500 + DA Rs.3750 + DA
Pay above Rs.75,000 Rs.6500 + DA Rs.3500 + DA

13. Deputation Allowance double the rates and should be paid 10% of the pay at same station and 20% of the pay at outside station.

14. Classification of the post should be executive and non-executive instead of present Group A, B, C.

15. Special Pay which was replaced with SPL/Allowance by 4th CPC be bring back to curtail pay scales.

16. Scrap downsizing, outsourcing and contracting of govt. jobs.

17. Regularize all casual labour and count their entire service after first two year, as a regular service for pension and all other benefits. They should not be thrown out by engaging contractors workers.

18. The present MACPs Scheme be replaced by giving five promotion after completion of 8, 15, 21, 26 and 30 year of service with benefits of stepping up of pay with junior.

19. PLB being bilateral agreement, it should be out of 7th CPC perview.

20. Housing facility:-
(a) To achieve 70% houses in Delhi and 40% in all other towns to take lease accommodation and allot to the govt. employees.
(b) Land and building acquired by it department may be used for constructing houses for govt. employees.

21. House Building Allowance :-
(a) Simplify the procedure of HBA
(b) Entitle to purchase second and used houses

22. Common Category – Equal Pay for similar nature of work be provided.

23. CP appointment – remove ceiling of 5% and give appointment within Three months.

24. Traveling Allowance:-
‘A1’ and ‘A’ Class Cities Other Cities
A. Executives Rs.5000+DA per day Rs.3500+DA per day
B. Non-Executives Rs.4000+DA per day Rs.2500+DA per day

25. Composite Transfer Grant :-
Executive Class 6000 kg by Goods Train/ Rate per km by road 8 Wheeler Wagon Rs.50+DA(Rs.1 per kg and single container per km)
Non-Executive Class 3000 kg – do – -do-

26. Children Education Allowance should be allowed up to Graduate, Post Graduate, and all Professional Courses. Allow any two children for Children Education Allowance.

27. Fixation of pay on promotion – two increments in feeder grade with minimum
benefit of Rs.3000.

28. House Rent Allowance
X Class Cities 60%
Other Classified Cities 40%
Unclassified Locations 20%

29. City Allowance
`X’ Class Cities `Y’ Class Cities
A. Pay up to Rs.50,000 10% 5%
B. Pay above Rs.50,000 6% minimum Rs 5000 3% minimum Rs.2500

30. Patient Care Allowance to all para-medical and staff working in hospitals.

31. All allowances to be increased by three times.

32. NE Region benefits – Payment of Special Duty Allowance @ 37.5 of pay.

33. Training:- Sufficient budget for in-service training.

34. Leave Entitlement
(i) Increase Casual Leave 08 to 12 days & 10 days to 15 days.
(ii) Declare May Day as National Holiday
(iii) In case of Hospital Leave, remove the ceiling of maximum 24 months leave and 120 days full payment and remaining half payment.
(iv) Allow accumulation of 400 days Earned Leave
(v) Allow encashment of 50% leave while in service at the credit after 20 years Qualifying Service.
(vi) National Holiday Allowance (NHA) – Minimum one day salary and eligibility criteria to be removed for all Non Executive Staff.
(vii) Permit encashment of Half Pay Leave.
(viii) Increase Maternity Leave to 240 days to female employees & increase 30 days Paternity Leave to male employees.

35. LTC – Leave Travel Concession
(a) Permission to travel by air within and outside the NE Region.
(b) To increase the periodicity once in a two year.
(c) One visit outside country in a lifetime

36. Income Tax:
(i) Allow 30% standard deduction to salaried employees.
(ii) Exempt all allowances.
(iii) Raise the ceiling limit as under:
(a) General – 2 Lakh to 5 Lakh
(b) Sr. Citizen – 2.5 Lakh to 7 Lakh
(c) Sr. Citizen above 80 years of age – 5 Lakh to 10 Lakh
(iv) No Income Tax on pension and family pension and Dearness Relief.

35. (a) Effective grievance handling machinery for all non-executive staff.
(b) Spot settlement
(c) Maintain schedule of three meetings in a year
(d) Department Council be revived at all levels
(e) Arbitration Award be implemented within six month, if not be discussed with Staff Side before rejection for finding out some modified form of agreement.

36. Appoint Arbitrator for shorting all pending anomalies of the 6th CPC.

37. Date of Increment – 1st January and 1st July every year. In case of employees retiring on 31st December and 30th June, they should be given one increment on last day of service, i.e. 31st December and 30th June, and their retirements benefits should be calculated by adding the same.

38. General Insurance: Active Insurance Scheme covering risk upto Rs. 7,50,000/- to Non Executive & Rs. 3,50,000/- to Skilled staff by monthly contribution of Rs. 750/- & Rs. 350/- respectively.

39. Point to point fixation of pay.

40. Extra benefits to Women employees (i) 30% reservation for women.
(ii) Posting of husband and wife at same station.
(iii) One month special rest for chronic disease
(iv) Conversion of Child Care Leave into Family Care Leave
(v) Flexi time

41. Gratuity:
Existing ceiling of 16 ½ months be removed and Gratuity be paid @ half month salary for every year of qualifying service.
Remove ceiling limit of Rs.10 Lakh for Gratuity.

42. Pension:
(i) Pension @ 67% of Last Pay Drawn (LPD) instead of 50% presently.
(ii) Pension after 10 years of qualifying service in case of resignation.
(iii) Increase pension age-based as under:
65 years – 70% of LPD
70 years – 75% of LPD
75 years – 80% of LPD
80 years – 85% of LPD
85 years – 90% of LPD
90 years – 100% of LPD
(iv) Parity of pension to retirees before 1.1.2006.
(v) Enhanced family pension should be same in case of death in harness and normal death.
(vi) After 10 years, family pension should be 50% of LPD.
(vii) Family pension to son upto the age of 28 years looking to the recruitment age.
(viii) Fixed Medical Allowance (FMA) @ Rs.2500/- per month.
(ix) Extend medical facilities to parents also.
(x) HRA to pensioners.
(xi) Improvement in ex-gratia pension to CPF/SRPF retirees up to 1/3rd of full pension.

Source: NC JCM Staff Side
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