As a pilot phase Department of Post has started using solar
powered, biometric hand-held devices in rural post office with connectivity
along with the application software in selected circles viz. Bihar, UP and
Rajasthan. This move was the outcome of
Rural ICT project declared by the Government of India.
Following are the important features or benefits of
Hand-held device supplied to Branch Post Offices.
1. Electronic
transactions- Booking and delivery of Speed Post, registered mail, money
orders, sale of stamps and postal stationery will be done through these devices
and paper receipt shall be generated
2. Instantaneously
thereby eliminating chances of overcharging and other problems associated with
manual transactions. Savings Bank deposits & withdrawals, PLI/RPLI premium
deposits and loan/claim payments will also be done electronically on these
devices.
3. Immediate
uploading of transaction data and financial reconciliation- Using mobile
connectivity, data pertaining to all transactions done on the hand-held devices
shall be uploaded onto the central server. E-Money order will reach the
destination post office instantaneously unlike present day where the money
order is digitized at the nearest computerized Post Office and leads to delay
in delivery. All financial transactions shall also be reconciled immediately
without any manual intervention and Cash on Delivery amount collected in the
village shall be immediately credited to the account of e-Commerce Company.
Similarly the artisans would be able to fulfill e-commerce orders and receive
immediate payment for their sold products online. This will have a positive
impact on the overall economy of the villages.
4. Automatic track and trace- Speed Post and Registered
letters/parcels and money remittances will be trackable at the Branch Post
Office level and booking/delivery information will also be uploaded to central
server immediately.
5. Fraud and leakage elimination- As Savings Bank and Postal
Life Insurance transactions will be done on a real-time basis and through
immediate generation of receipt and voice message, chances of fraud would be
eliminated. Biometric authentication of MNREGS and social security
beneficiaries at the time of pay-out would also reduce leakage in the schemes
6. Post Offices as Common Service Centres- Branch Post
Offices shall be able to work as Common Service Centres and offer services such
as Railway Reservation, online bill payment for electricity and water
utilities, mobile and DTH recharge, insurance policy premium payments &
transactions for partner banks/insurance companies/mutual funds etc
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