Atal Pension Yojana (APY)

If you are between 18-40 years, you and your spouse can avail the benefit of a minimum guaranteed pension at the age of 60 years by joining Atal Pension Yojana (APY) which is implemented through all banks in the country.

Benefits under APY:

Choice of guaranteed minimum pension between Rs.1000-5000 for the subscriber after the age of 60 years.

​ Govt. of India co-contributes* 50% of the total contribution or Rs. 1000 per annum, whichever is lower for 5 years who joins the scheme before 31st Dec, 2015.

Spouse gets the minimum guaranteed pension of Rs 1000-5000 after death of subscriber.

The nominee is paid with the indicative pension corpus of Rs 1.7 to 8.5 lakh after death of both subscriber and spouse

​The complete scheme details enclosed at the attachment.

To subscribe, please contact your Bank branch immediately. For further details, call 1800-110-069.

* Government co-contribution is available for those who are not covered under any Statutory Social Security Schemes and for non-income tax payee.

<< Click Here >>  to download FAQ released by NSDL.